Investors don’t just look at revenue growth charts. They look at where those numbers come from. Banks don’t read market descriptions. They check whether the assumptions are consistent and whether the model can survive a pessimistic scenario.

Origami Effect builds financial models based on operational data — not on “market estimates”.

Every number has its source. Every scenario is ready before the question is even asked.

And every change in assumptions is instantly visible in an interactive financial dashboard — no need to reopen the file or wait for updates.

VoD Financial Model Dashboard 5

What do investors and banks really expect from a financial model?

Investment funds are looking for leaders who can execute good ideas the market is waiting for. A good financial model helps them understand the business model — the more transparent it is, the greater the chance that this understanding will happen quickly and without unnecessary questions.

A model in which numbers lack operational justification doesn’t disqualify the project — but it becomes the main topic of conversation. Instead of discussing business potential, the discussion focuses on where the “20% YoY growth” came from.

That’s why every number should come from something concrete — customer numbers, customer acquisition cost, product margin, recruitment pace. The fewer questions about methodology, the more space for talking about what really matters.

Banks, on the other hand, look for consistency and resilience. Will the model fall apart if one assumption changes? Will cash flow cover debt service in a worse-than-base scenario? Does the person presenting it understand every line?

Methodology that delivers confidence in the numbers

cogs 2 scaled

Activity-Based Modeling — model based on real activities

 

Costs, revenues, investments and processes result from real actions taken in the company. We don’t rely on templates — we base it on what actually happens — whether it’s production, customer service, or warehouse operations.

 

Result? A model that lives together with the company.

target scaled

Bottom-Up — built from the foundation to the whole

 

Base: fixed assets, machine hours, raw materials, teams. Thanks to this:

  • every number has its source,
  • the model can be easily updated and scaled,

and you have confidence that it’s not based on “market averages” but on your company.

Growth 2 scaled

Driver-Based — full control over the outcome

 

Key variables — prices, volumes, rates, timelines — become drivers of the model.

 

Change the price by 5% and you instantly see the impact on EBITDA margin, cash flow and creditworthiness.

 

This makes preparing scenarios — optimistic, base, pessimistic — a matter of minutes, not days.

This is exactly what investors are looking for: not one forecast, but an understanding of how the model behaves under change.

Results visible instantly — interactive financial dashboard

Numbers calculated. Scenarios ready. And then the question arises: how to present them?

Every change in assumptions is instantly visible in an interactive financial dashboard built in React and powered by MongoDB. Not a file to download, not a spreadsheet to refresh — a live picture of the financial situation, available in real time.

The dashboard shows what matters: result, margin, cash flow, deviations from plan, forecasts for the coming months. In a form that can be presented to investors, management or the bank — without explaining how to “read the table”.

Artemis Financial Statement

For more advanced clients, the dashboard itself is the main product. Not a file, but access to results — always up to date, always ready for questions.

A financial model is not just a tool for investors. It’s a company management system.

There is a second group of clients for whom the financial model is not used to raise capital — it is used to run the company.

Management that wants to know: is the margin holding? why is the result worse than assumed? how much can we spend in Q3 without losing liquidity? Can we afford to hire five people?

 

Financial-operational model — controlling that works every day

The financial-operational model mirrors the company’s daily operations. It integrates operational data — sales, production, HR — with financial results. It works month after month, updates with real data and answers questions before management asks them.

Tools that work together

The financial model is one element of a larger system built by Origami Effect for its clients:

Echo — real-time management accounting. Every invoice that enters the company becomes information — how much a specific machine, project, department or supplier costs. Echo collects data from invoices and operational applications, compares it with financial model assumptions and tracks Performance vs Target in real time — not after the accounting department closes the month.

Clio — data from invoices and operational systems goes to Clio, which connects, organizes and processes it. Data orchestration between departments, automated reporting, implementation controlling — all in one place, available to the right people at the right time.

Iris — an interactive visual layer (React · MongoDB). Processed data from Clio turns into interactive dashboards available in real time — no exports, no refreshing, no waiting for reports. One interface. Multiple systems.

Together they create a pipeline: Echo collects → Clio processes → Iris shows. The financial model provides the target. The rest of the system tracks whether reality is heading towards it.

Experience you can hear in every number

Origami Effect is experience built on both sides of the table — with Private Equity and Venture Capital funds. We know what a fund analyst checks during due diligence. We know which numbers the bank verifies first. We know what questions an investor will ask — before you even anticipate them.

This means the model you receive doesn’t just “look good” — it withstands tough questions because it was designed with the most difficult conversations in mind.

Selected projects:

Technologies: Excel · VBA · Python · Power Query · DAX · SQL · React · MongoDB · AI/ML

Let’s start the conversation

You need a model that will impress both Polish and international investors and allow you to make smart decisions.

Write to us now

FAQ

A business plan is a descriptive document — strategy, market, team, plans. A financial model is its “numerical engine”: an analytical tool that converts operational assumptions into financial results. Investors and banks always require a financial model as a separate document. A business plan alone without a financial model may not be enough for financing discussions.

DCF (Discounted Cash Flow) is a valuation method that calculates the value of a company or project based on projected cash flows discounted at the required rate of return (WACC).
It is required for company valuations in M&A, when raising institutional investment, and for long-term investment project analysis.